Let’s Connect

PCI as a Service (PCIaaS)

Expert Assistance with PCI DSS Compliance

Protect, Prevent, and Comply

All businesses that process payment cards must protect cardholder information in compliance with Payment Card Industry (PCI) guidelines. Non-compliance can result in fines or revocation of a merchant's ability to process payments. A serious data breach can cause severe financial consequences and damage customer trust.

Fusion Connect PCIaaS, powered by Security Metrics, helps you:

  • Achieve & Maintain Compliance
  • Protect Cardholder Data
  • Prevent Data Breach
  • Simplify Bank Reporting
  • Avoid Non-Compliance Fees
  • Protect Your Business

How Can Fusion Connect Help with PCIaaS?

Fusion Connect provides expert assistance throughout the four steps to achieving PCI compliance.

Scope Access Report Scan

Scope
Using a wizard-based Scoping Tool, we will identify all requirements that your organization must satisfy to meet PCI compliance standards.

Assess
After scope is identified, a self-paced, online Self-Assessment Questionnaire (SAQ) must be completed. The SAQ helps determine the extent to which your organization is currently compliant, where there are shortfalls, and what is needed to reach full PCI compliance.

Scan
We will perform PCI-approved Vulnerability Scans as mandated by PCI, help you understand and organize results, and provide you with scan reports containing remediation recommendations where needed.

Report
You will have what you need for PCI compliance validation:

  • A validated report for your payment processor
  • A summary of compliance reports for your own records
  • Merchant PCI certificates
  • An Attestation of Compliance
blog071221-mitigating-data-breach

How to Mitigate and Manage a Data Breach

Explore ways to mitigate and manage a data breach.

Read the Blog Post

PCIaaS FAQ

PCI as a Service (PCIaaS) helps businesses that process credit or debit card payments from customers, to achieve compliance with the Payment Card Industry Data Security Standard (PCI DSS). PCI DSS was created by major credit card brands to reduce payment card theft and electronic data loss. It is essentially a list of practices that merchants must follow to accept payment cards, with details on how to securely process, store, and transmit payment card data. There are 12 PCI DSS requirements, all focused on protecting cardholder information.

  1. Install and maintain a firewall configuration to protect cardholder data
  2. Do not use vendor-supplied defaults for system password and other security parameters
  3. Protect stored cardholder data
  4. Encrypt transmission of cardholder data across open, public networks
  5. Use and update anti-virus software or programs
  6. Develop and maintain secure systems and apps
  7. Restrict access to cardholder data by business “need to know”
  8. Assign a unique ID to each person with computer access
  9. Restrict physical access to cardholder data
  10. Track and monitor all access to network resources and cardholder data
  11. Regularly test security systems and processes
  12. Maintain a policy that addresses information security for all personnel

All businesses that access payment cards – Via, Mastercard, Discover, AMEX, JCB – are required by the card brands to comply with the security practices. There are penalties for non-compliance, such as fees and revocation of the merchant’s card processing ability. If there were a data breach, businesses found to be in violation of PCI DSS may be subject to fines and penalties. Even worse, if the business is found liable for a data breech, the associated costs can exceed $100,000.

PCI compliance can protect your business from hackers and data thieves, as well as limit your liability in the event of a data breach. As more businesses are turning to ecommerce, digital payment methods, cloud networking and cloud-based data storage, it creates more opportunities for cyber criminals to exploit vulnerabilities. Data breaches are becoming more frequent, according to a report in ComputerWeekly.com. A total of 878.17 million data records were compromised world-wide in January 2021 alone, more than the entire 12 months of 2017.

Payment card data can be stolen from an internet-connected business through theft of merchant receipt copies or transaction information, hacking of the point-of-sale system with Internet connections, and Internet hacking of ecommerce websites.

Protect Your Customers & Your Business

Contact Us about PCI as a Service

Let’s Connect
X